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Privacy Notice
Privacy Notice
This privacy policy ("policy") will help Users understand how FinSmart ("us", "we", "our") uses and protects the personal data Users (“User”, “User’s”, “Users’”) provide to us when Users visit and use “finusmart.com ” ("website", "service"). This privacy policy applies to the website and all products and services offered by finusmart.com.
We reserve the right to amend this policy at any given time. If Users want to make sure that Users are up to date with the latest changes, we advise Users to frequently visit this page.
What User Data We Collect
We may collect the following data when Users visit finusmart.com , register for services, utilize the tools and resources, buy Wellness & Healthcare Plans, respond to surveys, etc.
1. Personally Identifiable Information:
Users’ IP address.
Users’ name and contact information including mobile number and email address
Details related to User’s Wellness & Healthcare Plans purchase or renewal including age, gender, DOB, nominees, Aadhaar, PAN No., previous policy details, vehicle details, health details, etc.
2. Non-Personally Identifiable Information:
Browser Name, Type of computer used.
Means of connection and related technical information such as Operating System used, ISP utilized and similar details.
Users may however prefer to visit the site anonymously. We collect Personal Identification Information only if the users submit voluntarily. Users may also prefer to avoid submitting personal identification information. In such cases, access to certain tools and resources will not be available for their use.
Why We Collect Your Data
We are collecting Users’ data for the following reasons:
To better understand a User’s needs and respond to his/her pre-sales and post sales service requests, claim support requests and such other customer service.
To implement continuous improvement in our services and products.
To share information to partners and service providers for getting Wellness & Healthcare Plans and support claim settlements.
To contact Users to fill out surveys and participate in other types of market research and do promotional campaigns.
To customize our website according to Users’ online behavior and personal preferences.
We may use the email address to send periodic emails as part of our rendering services.
Web Browser Cookies
The website may use cookies to enhance user experience. A User’s web browser places cookies on the User’s system’s hard drive for record keeping purposes.
The data we collect by using cookies is used to customize our website to the Users’ needs.
Please note that cookies don't allow us to gain control of the Users’ computer in any way. They are strictly used to provide a personalized experience for the Users.
Safeguarding and Securing the Data
FinuSmart is committed to securing Users’ data and keeping it confidential. FinuSmart has done all in its power to prevent data theft, unauthorized access, and disclosure of Users’ personal and transactional information by implementing the latest technologies and software, which help us safeguard all the information we collect online. Sensitive and private data exchanges between the website and the users happen through a SSL secured communication channel and are encrypted and protected by digital signatures.
Links to Other Websites
Our website contains links that lead to other insurance companies’ websites. During Users’ purchase of Wellness & Healthcare Plans, they will be redirected to the payment gateways. Our Partners’ websites are not governed by this privacy policy agreement. Make sure to read the privacy policy documentation of the website Users go to from our website.
Restricting the use of your Personal Data
FinuSmart will not lease, sell or distribute Users’ personal information to any third parties, unless we have their permission. We might do so in case of law enforcement.
User’s acceptance to our Privacy Policy
By using this website, Users signify their acceptance to this Privacy Policy. Users are advised to not use this website, if Users do not agree to the terms of this Privacy Policy. This Privacy Policy is to be read and accepted along with the Terms and Conditions of Use of this Website.